Permanent Access to Free Weekly Credit Reports | CC of Minnesota
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Permanent Access to Free Weekly Credit Reports

As you may recall, before COVID-19, you were able to check your credit report for free once every 12 months. However, in 2020, the three credit reporting agencies entitled everyone to one free credit report every week for free by accessing AnnualCreditReport.com. The weekly access to your free credit reports has been extended and you now have permanent access to free weekly credit reports!

There are several reasons why it’s a good idea to keep track of your credit reports, but checking your credit report weekly makes it easier to spot red flags and mistakes on your credit report. Errors can hurt your credit and increase how much you would have to pay to borrow money making it sometimes more difficult to pay the rest of your household expenses/bills. 

By checking your credit report regularly, you’ll be able to keep track of reporting to make sure you haven’t a victim of identity theft and to ensure your credit is in the best shape that it can be before you borrow money from a banking institution.